Financial Planning is really Life Planning
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Financial Health Quiz: How am I doing financially?
Financial Considerations in Divorce: 2024 Checklist
Financial Considerations for Widows: 2024 Checklist
You don’t have to do it alone. Hire an expert.
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You’re tired of being talked down to or never called back by other advisors.
You make all of your own decisions as a single, independent woman, and you’re not used to having an ally who is looking out for your best interests.
You work hard and make a viable income which needs to be invested in the smartest way possible for you to accomplish for your short and long-term goals.
You want to be confident that you are on a path to create and enjoy wealth without having to invest much time and energy into the endeavor.
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You might be contemplating a divorce, in the process of divorcing, or on the other side of divorce.
You would like help understanding your financial situation, settlement possibilities, and key considerations which will impact your future lifestyle.
You are concerned about being a single parent, taking care of expenses on your own, and want to minimize disruption and distress to your family.
You want to map out a plan for transitioning to the next phase of your life, while identifying your fears and figuring out how to best to address them.
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After losing your spouse, you handled the urgent and now finally have time to wonder if you have enough money and if you’re going to be okay down the road.
You want to gather a clear picture of what you have, what you need, and what you want.
You would like help understanding insurance, annuities, social security, medicare….. all things you may not have paid much attention to before.
You would love to have an unbiased non-family member to be your ally and guide - to represent your best interests and help you move forward with confidence.
What We Can Do Together
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Develop a personalized order of operations for your tax-efficient accumulation and income distribution strategies, including plans for financial independence before age 59 ½. Understand the roles of complex government programs such as Social Security and Medicare (IRMAA).
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Reveal forward-looking, tax-efficient opportunities within your financial ecosystem, including Roth conversion strategies, tax gain and loss harvesting, deductions and credits, taxable income control, and asset location.
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Right-size your emergency fund and review risk mitigation tools such as life, disability, health, long-term care, property, and liability insurance to appropriately align them with your personal financial risks – without being sold products.
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Plan to protect those you love and direct assets by reviewing account titling, beneficiary designations, last wills, trusts, appointed guardians, and/or powers of attorney.
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Diversify a portfolio which helps you accomplish life goals, considering your risk capacity and risk tolerance, and your investment time horizon.
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Calculate and plan for education costs, college savings opportunities, 529 plans and other approaches, financial aid, and student loan repayment strategies.
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Review the causes you care about, and plan for charitable donations in the most efficient way possible.
I was tired of the high fees… tired of being ‘mansplained’… I wanted financial clarity with an ally who understood me.
Now I want to help other women build their wealth.
What Clients Say
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Lisa is amazing. She helped me and my husband get our financial sh*t together, which was long overdue. With her help, we could downsize our house, get our kid to college, and avoid overpaying taxes. We have made thousands of dollars using her services in just a few months!
Dana H, Arizona, 52, Married
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Lisa is the best! She makes you think outside the normal-conventional financial questions and listens to you and what you need. Everyone’s financial needs are different and she makes sure you are listened to and comfortable with adjustments and changes moving forward. Wish I would have found her earlier in life to help make sense of daunting life financial decisions.
Corrie J, Missouri, 36, Single
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Lisa is not only knowledgeable and competent, she is caring and personable! I feel confident that she is helping me make wise and informed financial choices. I finally feel like I have someone truly on my team working toward my goals. Highly recommend!
Chara S, Nebraska, 47, Single
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Working with Lisa has been amazing. Her "wealth" of knowledge and caring and thoughtful attitude is priceless. She is also thorough and passionate. Her wonderful sense of humor is an added bonus.
Jessica G, Kansas, 51, Single
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Lisa is great to work with! She makes you feel confident in the decisions you’re making with your finances because of how much time and dedication she has put into studying and comparing options. She can give recommendations on some of the best tools to save money and the smartest things to invest in. She also was able to break things down step by step to make it easier for me to understand the process she goes through when managing finances. I highly recommend working with her so you can feel comfortable and confident in your financial decisions!
Kayla E, Kansas, 23, Single
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Clear Springs Wealth takes all the fear and anxiety out of planning for your future. I wish we would have started working with a financial planner years ago. With Clear Springs Wealth, we quickly found out that it's never too late! Even though my income keeps changing because I'm caring for an elderly parent, Lisa offered many options to move forward and reach our goals. It's never easy to talk about money. But Lisa took the time to make us feel comfortable and really listen to what we wanted to accomplish. Without answering Lisa's questions and sharing with her all of our financial information, I don't think we would have even known what we'd want our post-retirement life to be like. She has helped keep our dreams realistic while doing everything she can to lay out a plan to get us where we want to be, and how we need to do that, including changes we'd need to make. The tools CSW has are easy to work with, easy to understand, and puts all our financial in one clear and precise picture. Lisa is extremely responsive and is always ready to help or answer questions. I fully trust CSW with both planning and managing my money with my best interests in mind. I would highly recommend Clear Springs Wealth and Lisa to everyone, no matter what financial situation they are in.
James C, Michigan, 53, Married