Am I Ready for a Financial Planner?

Take the QUIZ now and Find Out!

Directions: Rate each statement on a scale from 1 to 3, where:

1 = This does not describe me

2 = This sort of describes me

3 = This absolutely describes me

Once you’ve rated all the questions, add up your score and click the button at the bottom of the page to interpret your results!

  1. I’ve experienced a major life change recently (e.g., job loss, marriage, divorce, having children, changed jobs, retired). 

  2. I’ve recently received a significant increase in income or a financial windfall (e.g., inheritance, bonus, settlement). 

  3. My financial situation is becoming more complex (e.g., multiple income streams, taxes, business ventures, 1099/contractor income, self-employment). 

  4. I have long-term financial goals (e.g., buying a home, saving for children’s education, retiring early) but am not sure how to achieve them. 

  5. I have short-term financial goals (e.g., buying a car, taking a vacation, buying a major appliance, starting a business) but am not sure how to achieve them. 

  6. I am working on saving (or have already saved) 3-6 months of my salary in an “emergency fund” in the case of an unexpected financial setback. 

  7. I’m unsure if I’m saving enough or investing correctly for retirement. 

  8. I have debt, such as credit cards or loans, but don’t have a plan in place to pay it/them off. 

  9. I’ve never really learned about investment principles and/or asset classes, such as stocks, bonds, and mutual funds. 

  10. I’m not sure how much risk I’m comfortable with when it comes to investing. 

  11. I have home and/or auto insurance, but I’m not sure if I’m getting the best deal out there. 

  12. I feel like I’m paying too much money in taxes and wonder if there are deductions or other benefits I’m eligible for which could reduce my tax bill. 

  13. I’m not sure if I need a will or trust, but probably need something in place in case something happens to me. 

  14. I do not have legal documents which outline who will make medical and/or financial decisions on my behalf in case something were to happen to me.

  15. I feel like I don’t have enough time or expertise to manage my finances effectively. 

  16. I feel uncertain and sometimes overwhelmed by my finances and want more clarity.